How you pay yourself
The mix of salary and dividends, and how it fits your needs.
Tax-Efficient Wealth Strategies
Plan with tax in mind.
Explore strategies designed with tax efficiency in mind, built around your goals and your corporation.
Book a ConsultationGood planning is coordinated planning.
When you own a corporation, decisions about pay, investing and retirement are all connected, and each one can affect your tax picture.
We look at those pieces together, alongside your accountant, so your strategy supports your bigger goals.
Where tax shows up in your plan
Investing in your corporation
How investment income earned inside a company is treated.
Passive income rules
How corporate investment income can affect access to the small business deduction.
Registered plans
How accounts like RRSPs and TFSAs fit alongside your corporation.
Timing your income
When and how you draw income, now and in retirement.
Working with your advisors
Coordinating with your accountant and lawyer.
What tax-efficient really means
It means
- Thoughtful and coordinated planning
- Strategies that follow the rules
- Choices that support your goals
It doesn't mean
- Guaranteed tax savings
- A one-size-fits-all approach
- Replacing your accountant
How it works
- 01
Understand
We learn about your goals, corporation and current plans.
- 02
Plan
We explore strategies that fit your situation.
- 03
Implement
We help put the appropriate strategies in place, with your advisors.
- 04
Review
We revisit your plan as rules and circumstances change.
Common questions
Do you provide tax advice?
Your accountant remains your source for tax filing and tax advice. We focus on wealth planning and work alongside your tax professionals.
Can you promise I'll pay less tax?
No. Tax outcomes depend on your circumstances and on the rules, which can change. We help you explore strategies designed with tax efficiency in mind.
Why does investing inside a corporation need extra planning?
Income earned inside a corporation is treated differently from personal income, and passive investment income can affect a corporation's tax position. That's why we plan it together with your accountant.
Will you work with my accountant?
Yes, where it helps. Coordinating with your other advisors is part of how we work.
Are tax rules always the same?
No. Rules and rates change over time, so we treat your plan as something to review, not a one-time task.
Interested in this service?
Tell us a little about yourself and we'll be in touch about the best next step.
Please don't include sensitive financial details in this form. Content on this page is general information and not tax, legal or personal financial advice.